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Tesla launches insurance discount for FSD users in these two states

Dr.Ev by Dr.Ev
02/02/2025
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Tesla has launched a first-of-its-kind discount on its in-house insurance service for users of Supervised Full Self-Driving (FSD) in two U.S. states, ahead of plans to debut its unsupervised robotaxi services later this year.

Consistent with Tesla’s larger aims to make FSD safer than a human driver, the company is offering up to 10 percent discounts on its in-house insurance premiums for drivers who use Supervised FSD at least 50 percent of the time in Texas and Arizona. For new policyholders, the discount will become available on February 1, while existing policyholders will gain access to the promotion on March 8, as detailed on Tesla’s website.

You can also find some frequently asked questions on the web page, where Tesla also states that the promo is only available in Arizona and Texas.

Credit: Tesla

Ultimately, this shows a lot of belief by Tesla in its Full Self-Driving (Supervised) platform.

You get a discount for letting their software do the job for you. They believe there is less of a risk when FSD is driving.

Tesla’s released data seems to back that theory. https://t.co/JCXhHJ4mJV

— TESLARATI (@Teslarati) February 2, 2025

READ MORE ON TESLA’S FSD: Tesla owner highlights underrated benefit of FSD Supervised

Although the Tesla insurance discount is only available to those in Texas and Arizona, the company currently offers its in-house insurance in the following states:

  • Arizona
  • California
  • Colorado
  • Illinois
  • Maryland
  • Minnesota
  • Nevada
  • Ohio
  • Oregon
  • Texas
  • Utah
  • Virginia

In California, Tesla insurance isn’t able to use real-time driving behavior due to certain privacy laws.

Tesla is planning autonomous FSD rides in Austin this year

The program comes after Tesla CEO Elon Musk said last week that the company is aiming to launch fully autonomous rides in Austin, Texas in June,

“So, we’re going to be launching unsupervised Full Self-Driving as a paid service in Austin in June,” Musk said during the Q4 earnings call. “So, I talked to the team. We feel confident in being able to do an initial launch of unsupervised, no one in the car, Full Self-Driving in Austin in June.”

Musk also said that Tesla has already been testing Unsupervised FSD at the factory in Fremont, California, and it’s planning to begin such tests at its Gigafactory Texas soon.

What are your thoughts? Let me know at zach@teslarati.com, find me on X at @zacharyvisconti, or send us tips at tips@teslarati.com.

Tesla registers insurance business in China, looking to expand in foreign markets

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Tesla launches insurance discount for FSD users in these two states











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Tags: DiscountFSDinsurancelaunchesStatesTeslaUsers
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